Today I will be doing a quick review on Naijaloan but First of All, Let’s Find Out What  NaijaLoan Is All About and how it works.

What Is Naijaloan

NaijaLoan is an innovative member-to-member lending platform where all members are lenders and borrowers at the same time.

Member-to-Member lending means whenever you are giving a loan, you are giving it directly to a member on the platform, and whenever you are requesting for a loan, another member on the platform will give you the loan directly. We are the middle-man that connects everybody. That is, we are not the one giving you the loan, neither are we the one borrowing from you.

But how can all members be lenders and borrowers at the same time? That’s tough to answer, but you will get it, do not worry. Scroll down to the next question for explanation.

How Does Naijaloan Lending and Borrowing works?

As we said, all members on Naijaloan are lenders and borrowers at the same time.

That means, whenever you give a loan, you are also borrowing from the platform. So let’s say you give a loan of N5,000 (on level 2), you will get N10,000 back (the N5,000 you gave + N5,000 interest). But at the same time, it means not only are giving a loan of N5,000, you are also borrowing N10,000.

You are confused right? Don’t worry. It will get simpler.

Here is the scope. You gave a loan of N5,000 in order to get N10,000 right? That’s right. You will get your N10,000 without stress. But whenever you upgrade (let’s say from level 2 to level 3), you will have to pay back the N10,000 you are owing the platform (that N10,000 we said you borrowed). And that N10,000 you paid will upgrade you to level 3, where you will get N20,000 in return.

So in other words, you paying N10,000 to move from level 2 to level 3 means you have paid back the money you borrowed & you are also giving a new loan at the same time.

In summary, whenever you give a loan on NaijaLoan, you are borrowing & lending at the same time.

What happens if you give a loan and the person does not pay back?

Whenever you give a loan, you are actually lending to the platform.

That means the whole community will be responsible for the loan. If one member fails to pay, other members will be directed to pay you.

But how can N1,000 turn to N120,000 in a month?

NaijaLoan operates what is called a Progressive Level System. And this is what enables your N1,000 to turn to N120,000.

RELATED: How To Make ₦50,000 To ₦150,000 Monthly Using Inksnation Pinkard

Check below for how the progressive level system works.

There are 6 progressive levels on NaijaLoan.

Level 1

Pay ₦1,000

Get ₦5,000 (1 day)

Withdraw & upgrade to level 2

Level 2

Pay ₦5,000

Get ₦10,000 (2 days)

Withdraw & upgrade to level 3

Level 3

Pay ₦10,000

Get ₦20,000 (4 days)

Withdraw & upgrade to level 4

Level 4

Pay ₦20,000

Get ₦40,000 (6 days)

Withdraw & upgrade to level 5

Level 5

Pay ₦40,000

Get ₦80,000 (8 days)

Withdraw & upgrade to level 6

Level 6

Pay ₦80,000

Get ₦120,000 (10 days)

Withdraw your N120,000 & spread the good news

Now, Is Naijaloan Legit?

There’s always going to be an issue with all these kind of earning sites, let me take us back to “racksterly”. This site was a very interesting earning site but it was short down wayyyyy too early. (All Good Things Must Come To An End)

The site had 4 levels but it wasn’t a loaning site, it was a site where whoever registers get to post an advert on his/her Facebook timeline and then the person will earn about $1.25 daily(for the minimum package) and then when the month comes to an end, then the person can make withdrawals. Very simple(not tasky at all).

For the level 1, you register with N6000 and then get 100% return by  the end of the month(N12000 plus).

But yes, it had payment issues and that was the downfall for this amazing earning platform.

What was the payment issues?

The popular payment gateway(PAYSTACK) they used on their site froze all withdrawal transactions on their site without even telling them and that was how the battle began.

They had to migrate to a new payment gateway(FLUTTERWAVE) and still yet, flutterwave did not even allow them to welcome new members let alone pay their members. Why?, it had to do with flutterwave’s policy.

FLUTTERWAVE said that they were running a Ponzi scheme.

They wanted to migrate to another payment gateway but they later decided to throw in the towel.

And that was the end of racksterly. Now the problem wasn’t that racksterly couldn’t pay their members, it was because their payment gateway wouldn’t release funds. naijaloan review naijaloan review naijaloan review

So a problem will always come up one way or the other. naijaloan revieweview

RELATED: Is inksnation legit-Everything You Need To Know

Now, members of Naijaloan are complaining about payment issues. Screenshots below:

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So yes, a problem will always come up when it comes to these kind of earning platforms.

I just used a popular platform in the past to make example, they are numerous ones that are no more today. That of NNU, GiftalWorld, racksterly, etc. is naija loan real is naija loan real is naija loan real is naija loan real is naija loan real

So I’d say Naijaloan is pretty much 50 50. naijaloan review naijaloan review naijaloan review naijaloan review

Do leave your thoughts below in the comment section.

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RECHARGE AND GET PAID

Viewspayforum is a new website that has just been launched few days, it’s basically a website that pay you for the amount of views your post can amass on their forum.

Viewspayforum members can earn as much as possible,by posting news,by sharing sponsored post,daily logins on viewspayforum.

But before you register and start posting, you need to know that they are some guidelines you will need to follow so your posts can get approved and your account do not get banned.

Here are some things you need to take note of before making a post: Viewspayforum

Posting of irrelevant or a copy and paste news can lead to deactivation of account if our admins keep getting your news post that is not well structured or a copy and paste news.

If you post any news from any news website it is very important for every member to also include the source of where they got their news from,by doing that your news can be approved without delays.

Viewspayforum pays members for posting latest news online and reading news online.

There you have it, those are the important guidelines you need to take note of.

How the sign up works

1. Sign up for free and get ₦100 welcome bonus.

2. Earn ₦50 daily login.

3. Earn ₦500 when you refer your friends.

4. Earn ₦100 for sharing sponsored post.

5. Earn over ₦500 when people view your news post online.

6. Withdraw ₦2,000 daily with ₦800 recurring subscription fee per daily withdrawal.

NOTE: payment is made within 48hours due to the number of withdrawal request from members and compiling of payment list,also referral is not compulsory.

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Some Frequently Asked Questions Regarding Viewspayforum.

1.Question: Can i register for free on viewspayforum?

Answer: Yes,registration is free on viewspayforum.

2.Question: Can I refer more than one person?

Answer: Yes,members can refer more than one person to join viewspayforum.

3.Question: Is the ₦800 subscription fee a one time fee for daily withdrawal?

Answer: No, the ₦800 subscription fee is a recurring fee each time a member wants to request for their daily withdrawal.

4.Question: Without referrals will I still get paid within 48hours?

Answer: Yes,without referral,we still pay our members within 48hours.

5.Question: Why are members paid within 48hours?

Answer: Members are paid within 48hours due to the number of withdrawal request from much users.

6.Question: Can I post unlimited news?

Answer: Yes,members are allowed to post as much news as they can post and wait for approval from our admins.

7.Question: Can I withdraw more than ₦2,000 per day?

Answer: No, members can only withdraw ₦2,000 per day.

8.Question: Without sharing daily sponsored post,will I get paid?

Answer: No,without sharing our sponsored post daily,members won’t get paid,sharing of sponsored post is compulsory.

9.Question: How long before my news post can be approved?

Answer: Members news post get approved within 24hours after submission.

10.Question: How much can one earn per view?

✔ 100 view ⚌ ₦100

✔  500 views ⚌  ₦500

✔  1000 views ⚌  ₦1,000

✔  2000 views ⚌ ₦2,000

✔  3000 views ⚌ ₦3,000

✔  4000 views ⚌ ₦4,000

Post more news and turn your views into cash

I hope this review has covered everything you need to know about Viewspayforum.

Please leave your thoughts below in the comment section.

Before I begin with this Flowextra review, you must have known that these days a lot of websites are coming up with their online income programs and it’s beginning to make “internet money” sound stupid and very easy to get.

Let me take you back to one popular one called NNU, GiftalWorld and how it all went down. Although GiftalWorld is running till this very moment.

Flowextra is basically the same as NNU and GiftalWorld, the only difference is just the name of the platforms and whoever is running them. The earning strategy is the same, referral and all the other BS.

NNU did version 1 some years back and it crashed and they came back later with version 2 last year August and as of writing this post, NNU has also stopped paying(not like they paid most people that joined tho) but they’ve stopped paying(crashed).

And their(Flowextra) earning procedure is almost thesame as NNU.

And this brings us to GiftalWorld that is still running.  Before I talk about GiftalWorld do check out the in-depth post I wrote about how it works here.

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Flowextra is exactly the same with GiftalWorld but they just have different names and different owners but they operate exactly the same.

NNU has crashed, GiftalWorld will be the next very soon, people have started to notice how fraudulent GiftalWorld is and very soon it will crash just like NNU.

Why these platforms are crashing is basically because of the referral programs. Yes they will tell you that referral is not compulsory but what they actually do is treat people that refer other people to their system as Kings and queens(paying them on a steady) while the ones that are just regular members are treated like trash. And if you check the stats, the ones that refer other people are very few while the regular members are basically like 90% of the entire members on the platforms and as time goes on people will start to getting angry and then little by little everyone will know that it’s 50% scam and 50% legit.

So my advice is if you’re not good at referring people then don’t waste your precious time and your money in joining these platforms.

But if you’re good at marketing then you can jump on board and make yourself some money but before doing that, let me take you through how Flowextra works.

Do You Get Paid without referrals?

Yes(not true), they pay non-referral earners 100% on this platform(F A E) earnings every month from Top activity earners to low earners till the revenue gets Exhausted.

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How Does Flowextra Pay?

They pay Earnings with Minimum of ₦3,000 every day, they pay within 2hrs of request (Any day).

While F.A.E Earners are paid on 10th of Every month with minimum earnings of 5,500 FAE( Flowextra Activity Earnings)

What is F.A.E ?

Flowextra Activities Earnings.

Flowextra Activities Earnings.

This is based on your Daily Activities earning on their Website for reading, sharing, commenting on any of their daily articles.

Now that is a break down of how Flowextra works. My advice to you as someone that wants to be a regular earner on their website is to not be a regular member because you won’t be treated like anything and you most definitely might not get paid (90% of the time).

It’s normal, they will tell you that referral is not compulsory but that’s definitely not true. If you must earn then you must refer.

Now that’s my 2 cents on how Flowextra works, the rest is up to you. flowextra review flowextra review

Please do leave your thoughts in the comment section below I’d be glad to hear them. flowextra review

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• Inksnation Pinkard

Firstly before i begin this inksnation review, you must have already purchased a membership plan and also have done your KYC and printed and also activated your pinkard. If you haven’t done that, then do reach out to me so I can get your registered ASAP. 
You can call me on 08069642677(calls only) OR Reach me via WhatsApp on 09034824428 for registrations(whatsapp only). (inksnation review)  

IMPORTANT UPDATE:  please only use the WhatsApp NUMBER above to message me for registrations only. 

A lot of people come to me on WhatsApp and bombard me with questions. I made this inksnation review so you will know the basic things that needs to be known as per whoever wants to register so please DO NOT MESSAGE ME AND START ASKING QUESTIONS YOU ALREADY KNOW THE ANSWER TO, I’m not inksnation, I’m a member like everyone else. 

ONLY MESSAGE THIS NUMBER ON WHATSAPP: 09034824428 FOR REGISTRATIONS ONLY AND I WILL GET YOU REGISTERED WITHIN 2 MINUTES AND YOUR ACCOUNT WILL BE UP AND RUNNING OR IF YOU HAVE ALREADY REGISTERED BUT YOUR ACCOUNT HAS NOT BEEN FUNDED/ACTIVATED THEN STILL REACH OUT TO ME AS WELL SO I CAN ACTIVATE IT FOR YOU.

Please understand that I had to include this on the article because I’m fed up with the amount of unserious and uninterested people writing me. Thanks for your understanding

Thereafter, you will be credited with ₦70,000 registration slots to your pinkard which you will then use to start registering people

and then return ₦20,000 back to the system and you keep the remaining ₦50,000 for yourself. 

So I will unravel how that can be done from start to finish on this article but if you have not registered yet then I strongly recommend this article I put together on how to get started with that and also some pretty interesting stuffs along with the article,so do check that out before proceeding with this one. 

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Okay, so here we go:

How to register a new member with pinkard using Pay4Me or paying directly from the person’s account. 

In other to simplify the use of inksnation pinkard for registration of new members,

inksnation introduced pay4me and pay directly from the person’s account. 

NOTE: Pinkard is only for members who are ready to use it to bring in new members and have received the initial capital of ₦70,000 on the pinkard after activation. 

These are members that are ready to make over ₦50,000 to ₦150,000 every month before August 2020 and the process is initiated to speed up the journey to a poverty free Nigeria and financial inclusion for ensuring swift registration process for the ongoing poverty eradication scheme for Nigeria. 

Kids, old people and members who are not ready to do the humanitarian work of using pinkard to bring in new members are advised to keep their pinkard without activating it till August 2020. 

READ ALSO: Why You Should Never Join Giftalworld

How To Use Pay4Me

Enter inksnation.io on your web address and then login to your inksnation account by entering your login details, Once you’ve gained access to your dashboard,

locate “Pay4Me” from your dashboard and click on it then it will show you some drop down items then proceed further to filling in the persons details correctly such as

membership plan, beneficiary username, card number, wallet ID, expiration date and card pin. 

Membership:

Choose the membership plan of either Bronze, Gold, Silver or Diamond in which the new member is interested in. 

Beneficiary username:

This is the beneficiary username of the person to be paid for, the username must be filled correctly. 

Card number:

Enter the card number of your pinkard which you can easily locate at the front page of your pinkard. 

NOTE: only use your personal pinkard because other people’s pinkard will not work here. 

READ ALSO: How To Promote Your Music — Upcoming Artists

Wallet ID:

Enter the wallet ID of your pinkard which you can easily locate at the back of your pinkard and it starts with the number “5”.  

Card expiration date:

Enter your card expiration date, the month and the year which you can easily locate at the front of your pinkard. 

Card pin:

Lastly, enter your card pin which is your 4 digit pin, once you have successfully done that then click on pay and the exact amount of the membership plan chosen would be deducted from your account. 

Now you have successfully registered a new member and you are to continue in that process until your balance is exhausted. 

After exhausting the ₦70,000 your profit is ₦50,000 while you return ₦20,000 back to get another ₦70,000 as top up to continue the cycle of registration and top up over and over again. (making  ₦50,000 for every single topping up).

READ ALSO: Top 10 Billionaires Who Are Now Broke

How To Activate Pinkard 

Hey, you want to activate your pinkard and be an inksnation agent? 

Firstly, login to your Inksnation account and then click on the menu pop up bar and locate “pinkard”. 

There you will see your pinkard and all you have to do is to take a screenshot of it back and front and then take the screenshot to anywhere they do print it out plastic ID cards and give it to them to print it out for you in plastic format. 

For the activation process you will need a valid ID card. It could be national ID card it could be drivers license, voters card, school ID card any sort of ID card at all. 

What you have to do is this:

Take a selfie holding your pinkard close to your chest and then take a picture of your valid ID card, that’s two pictures all together. 

Login to your Inksnation account and go to pinkard and click on “activate pinkard” there you will see “are you ready to return 20k back to Inksnation” you will click yes. (what that means is that after you have exhausted your 140 registration slots, you are obligated to returning 20k back to Inksnation and keep the remaining 120k for yourself, NOw ain’t that the deal of the day?). 

Now after you’ve clicked on yes a new page will appear there you will upload both photos and fill up the rest information needed and then you click on submit. 

You will have to wait up to 24hrs for approval but sometimes it might take more than that but all in all you have to wait patiently. 

How To Register Directly From The Person’s Account 

Visit the insknation website at www.inksnation.io and click on sign up to register a new member,

once the registration is done then payment option will pop up on the screen for you to choose a membership plan and pay with pinkard. 

So you pick a plan of either bronze, silver, gold or diamond and select pay with pinkard after which you have inputted your card number, wallet ID, card expiration date and pin you will then click on pay which will automatically deduct the exact amount from your pinkard according to the exact amount chosen and the new member will be funded automatically and always make sure you collect your cash from whoever you are paying for with your pinkard. 

NOTE: No one is allowed to charge above or even below the specific amount  for the membership plans. 

Conclusion.

The whole process of registering with pinkard right now is to increase the growth of the inksnation members as to also increase the federal reserve. 

So whenever you register someone, do make sure you tell them or walk them through the whole process of registering a new member and you can also refer them to this article for smooth registration process.

That will not only speed up the process of acquiring more living nodes but will also put money in your pocket over and over again before August 12th. 

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